Enter your current basic pension and slide through the publicly discussed fitment factor scenarios to see what your revised pension could look like — with clear notes on dearness relief, family pension and commutation.
Important — scenario projections only. The 8th Pay Commission has been constituted but has not recommended any fitment factor or pension-revision method (as of June 2026). Nothing below is an official pension fixation. Pensioners should rely only on DoPPW / Ministry of Finance notifications.
Projected revised basic pension
—
Current basic pension—
Monthly increase—
Increase %—
Family pension note: family pension is normally 30% of the last drawn basic pay (i.e., 60% of a full 50% pension). On revision it scales by the same factor. DR note: dearness relief resets to zero on revision — the comparison that matters is revised pension vs current pension + DR.
How pension revision works under a pay commission
Central civil pension is normally fixed at 50% of the last drawn basic pay, and a pay commission revises it together with salaries. The 7th CPC (effective 1 January 2016) gave pensioners the higher of two formulations: existing basic pension multiplied by the 2.57 fitment factor, or a notional fixation of the pensioner’s pay in the new matrix. The 8th CPC’s method is not announced as of June 2026 — this calculator models the multiplier route, which historically acts as the floor.
Projected revised pension = current basic pension × fitment factor | DR → 0 on revision
Remember the dearness-relief reset: pensioners currently draw DR at 58% (Jul-2025 order) on top of basic pension. On revision that DR is absorbed into the new basic pension, so the genuine gain is the revised pension compared against pension + DR, not against bare basic pension. The fitment factor explainer covers this absorption math in detail.
Worked example
A pensioner drawing a basic pension of ₹25,000 currently receives about ₹39,500 including 58% DR. At the commonly discussed 2.28 scenario the revised basic pension would be ₹57,000, DR restarts at zero, and the month-one gain over today’s pension-plus-DR works out to ₹17,500 (about 44.3%). DR then resumes growing with each AICPIN-based revision.
Revised pension at discussed fitment scenarios
| Current basic pension | × 1.92 | × 2.28 | × 2.57 |
|---|
| ₹9,000 (7th CPC minimum) | ₹17,280 | ₹20,520 | ₹23,130 |
| ₹20,000 | ₹38,400 | ₹45,600 | ₹51,400 |
| ₹30,000 | ₹57,600 | ₹68,400 | ₹77,100 |
| ₹50,000 | ₹96,000 | ₹1,14,000 | ₹1,28,500 |
Computed scenario projections (as of June 2026) — the commission may adopt a different method, a different minimum pension, or a different factor altogether.
Commutation, family pension and what does not change
Commutation: if you commuted part of your pension at retirement, that deduction continues until the standard 15-year restoration completes; a pay-commission revision raises the base pension but does not cancel or recompute an existing commutation. Family pension: normally 30% of last drawn basic pay, it scales with the same revision. Fixed medical allowance and similar flat allowances are revised separately, not by the fitment factor. Serving employees should use the 8th Pay Commission salary calculator instead, which handles DA, HRA and transport allowance.
Frequently Asked Questions
Will pensioners benefit from the 8th Pay Commission?
Yes. Central pay commissions revise pensions along with salaries — central civil pensioners and family pensioners are explicitly within their scope. The 7th CPC revised pensions from 1 January 2016, and the 8th CPC is expected to follow the same pattern once its recommendations are accepted. As of June 2026, nothing is final.
How will the revised pension be calculated?
The 7th CPC used two routes and paid the higher: (a) existing basic pension × 2.57, or (b) notional pay fixation in the new matrix based on the pensioner’s last pay level. The 8th CPC method is not announced yet — this calculator models the multiplier route (basic pension × fitment factor), which historically sets the floor.
What happens to commutation under the 8th Pay Commission?
The commuted portion of your pension keeps being deducted until its 15-year restoration period completes — a pay-commission revision does not restart or recalculate a commutation already taken. The revised (higher) basic pension becomes the new base, and the existing commutation deduction continues against it.
What is the difference between DR and DA?
They are the same inflation compensation with different names: serving employees get Dearness Allowance (DA), pensioners get Dearness Relief (DR). Both follow the same AICPIN-based rate and the same January/July cycle — 58% as of the Jul-2025 order. On pay-commission revision, both reset to zero. See the
DA rate table.
How is family pension affected?
Family pension is normally fixed at 30% of the last drawn basic pay (subject to the prescribed minimum). When basic pay and pension are revised by a fitment factor, family pension scales correspondingly. If you are entering a family pension amount above, the same multiplier logic applies to it as a scenario.
What will the minimum pension be after the 8th Pay Commission?
The 7th CPC set the minimum basic pension at ₹9,000 per month. At the commonly discussed 2.28 fitment scenario it would become about ₹20,520 — but this is a projection; the commission may set a different minimum independently of the fitment factor.
Scenario estimates for information and education only — not financial or legal advice. The 8th CPC has made no recommendation on pensions; the revision method and figures here are projections from publicly discussed fitment factors. Rely only on official PIB/DoPPW notifications.